A stable job, a caring and sweet girlfriend...... You were supposed to have a lavish dinner with your girlfriend on Christmas Eve, but what you didn't expect was to be fired, broken up with, and the "Christmas gift" she gave you - a loan shark contract! Wait, a loan shark contract!?
After your ex-girlfriend dumped you and disappeared overnight, you were forced to live a life of working to pay off your huge amount of debt out of nowhere......
But here is where things take a turn --
Your former childhood friend,
A music college student,
A wealthy and sexy big sis,
And an eccentric mystery novel author…
Watch as your fateful encounters with these girls spark a rapidly flourishing relationship!
But can you take your relationships with them a step further while you are still neck deep in debt? What about their true selves deep inside? Can you still find your ex-girlfriend who is the cause of all this mess?
This is where a story of debt & love begins......

In this game, you will play as the protagonist and watch his life stories unfold through a series of choices - from self-improvement, earning money, and ultimately successfully pay off his debt to escape the lowest of lows in life! The game has a wide variety of different careers for you to experience, while also having the chance to meet four women each with their own distinctive personalities.
What kind of ending lies ahead of you......?